evolution

Mojaloop Evolution Workstream

This workstream is aimed at carrying out a significant evolution in Mojaloop's most critical central services:

  • Replacing the accounting ledger functionality at the heart of Mojaloop with TigerBeetle.

  • Replace the heart of the settlement engine with TigerBeetle functionality updating it with Settlement V3 capabilities.

Business Justification

This workstream has strategic importance; TigerBeetle is the next generation ledger technology developed specifically with Mojaloop in mind, and offers the potential of a transaction throughput performance improvement of at least an order of magnitude.

Contributors

Workstream Lead
Contributors

Michael Richards

James Bush Lewis Daley Sam Kummary Paul Makin

Latest Update (Summary)

PI-28 marked a pivotal phase in Mojaloop’s architectural roadmap, as the core ledger refactor toward TigerBeetle integration continued. Designed to overcome throughput bottlenecks caused by SQL locking in MySQL, TigerBeetle offers event-driven, concurrency-safe ledgering with expected performance exceeding 10,000 TPS per participant — enough to support national-scale cashless economies. Work is being led by Lewis Daly, who also introduced deterministic testing into the core ledger codebase, enhancing verification under edge-case conditions. A production-ready TigerBeetle release is projected for Q1–Q2 2026. In parallel, the workstream revisited the forensic audit trail architecture, prompted by DRPP’s high-throughput requirements, and has now reached architectural consensus via the Design Authority.

Applicability

This version of this document relates to Mojaloop Version 17.1.0

Document History

Version
Date
Author
Detail

1.0

25th November 2025

Paul Makin

Initial version

Last updated

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